Goals & budgets

Engage your customers by helping them set budgets and achieve goals

Higher engagement and retention

Bring more value for your customers – and keep them coming back – with features that let them engage with their everyday spending and keep track of their goals.

Understand your customers’ values

Better understand what your customers prioritise, and what goals they have for the future when you can access unique insights through user-generated data.

Cross-sell relevant products

When you know where your customers are trying to save, and what they are saving for, you can reach out with relevant offers that can help them along the way.

Features that help you achieve goals

Use Tink’s goals feature to:

  1. Let customers create short- and long-term savings goals

  2. Give advice so customers can create goals that are realistic

  3. Nudge users with notifications that help them achieve their goals in time

Use Tink’s budgets feature to:

  1. Let customers create and keep track of budgets in different categories

  2. Give customers encouragement and incentive through notifications and actionable insights

Engage your customers by helping them set budgets and achieve goals

Use case provided by

Data enrichment

Transform raw, unfiltered financial data into valuable information. We categorise transactions and provide insights so you can deliver better data-driven services.

Money Manager

Build smart, intuitive personal finance management applications that give your customers tools and personalised insights to better manage their money.

Other use cases

Actionable insights

Increase sales and engagement by providing personalised actionable insights and advice in finance management or banking services based on financial data.

Cash flow follow-up

Automatically update users’ financial information in the background, so you can create more valuable services.

Enhanced credit scoring

Increase approval and payback rates with enhanced credit scoring. Get access to real-time financial data and insights on spending habits.

Funds transfer

Keep customers engaged in your environment. Use Tink’s funds transfer to let them transfer money between accounts straight from your app or website.

Income verification

Instantly and seamlessly verify recurring income. Tink’s account aggregation and data enrichment helps you limit risk with access to real-time data.

Invoice settlement

Make it easier for customers to pay bills with Tink’s invoice settlement. Connect to their bank accounts and autofill the necessary invoice details.


Let your customers see all their accounts – no matter the bank – in your own environment. Use multi-banking to let customers see their full financial picture.

Proactive price comparison

Increase sales with price comparison. Get access to financial data to analyse customers’ expenses (with consent) and make personalised offers.


Offer a better banking experience with easy-to-understand financial statistics. Give insights based on several data points using Tink’s machine-learning models.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

Contact our team to learn more about our premium solutions or create a free account to get started right away.