Prestiti partners with Tink to improve its lending process with instant income verification

21 March 2023: Prestiti, a new venture in the credit sector of Admiral Group Italy, has partnered with Tink, Europe’s leading open banking platform, to offer customers in Prestiti’s network an improved and instant lending application process. Prestiti, a lending fintech platform, has embedded Tink’s Income Check product into its current offering, in order to make more accurate affordability assessments. 

Powered by open banking, Tink’s Income Check product allows banks and lenders to instantly verify a person’s income using secure and real-time data directly from their bank account. Using face recognition or with a single click, customers can consent to connecting to their bank account, where income related transactions over more than 12 months are categorised as salary, pension, benefits or cash deposits.

 In the current macroeconomic environment, where financial inclusion is critical, Income Check is helping Prestiti customers obtain the financial services they are requesting. Tink’s Income Check also streamlines the verification process; reduces the time and cost to apply for a loan and improves the user experience. 

 Tink’s technology will enable Prestiti to roll-out and expand its lending offering across Italy.

Francesco Cristofaro, Head of IT & UX at Prestiti, commented: “At Prestiti, we are rethinking the personal loan market and by partnering with Tink we will be able to offer a more tailored loan exclusively on the characteristics of the individual applicant. This enables us to be truly inclusive in our financial services offering. For us, open banking is the essential starting point to becoming the first lender in Italy to offer instant loans. That is why we chose to work with Tink.”

 Daniel Henriquez, Southern Europe Banking Lead for Italy at Tink, added: “Real-time insights are vital for accurate loan application assessments. Tink’s Income Check is fast, frictionless and based on up-to-date income information, rather than credit scores or antiquated risk decisions. This allows Prestiti to gain clearer, more comprehensive insight into a loan applicant's repayment ability, providing them with the best loan process available.”

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Contact details:

Linda Winder, PR & Communications Director,, 07809265941

About Tink

Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions, verify account ownership and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink became a wholly owned subsidiary of Visa in 2022. Tink’s 500 employees serve more than 300 banks and fintechs in 18 European markets, out of offices in 13 countries. We power the new world of finance. For more information, visit

About Prestiti Prestiti (, an international reality with an Italian heart, is the new venture within the Admiral Group.

With more than 11 thousand employees and more than 8 million customers worldwide, the Admiral Group has been present for more than 10 years in Italy with the brand - as well as being active in France, Spain and the United States - offering flexible and concrete solutions to insure cars and motorcycles at the right price.