Why market leaders are choosing Tink

Scaling that goes up to the billions

More than having the broadest, most reliable connections across Europe, the Tink platform has the scale to suit big international customers. We handle over 1bn monthly API calls with 99.9%+ uptime.

Proven solutions, loved by millions

Our tech is behind some of the most successful and appreciated financial services brought to millions of consumers by industry leaders like PayPal, Lydia, NatWest, CGD and EnelX, among others. 

One platform, endless possibilities

We offer a range of products that can help businesses achieve a series of different goals. From streamlining onboarding, attracting new users with award-winning apps – to processing millions in payments.

Powering use cases across industries

Banking
Lending
Payments

Banking

Attract new customers and increase efficiency

Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.

CGD APP

Attract new customers and increase efficiency

Up the digital banking experience and increase operational efficiency with high-quality financial data. Open banking helps banks deliver sleek solutions to attract and engage customers while reducing risk.

CGD APP

Lending

Make faster and more accurate credit decisions

Tink connects lenders to consumers’ bank data to make real-time assessments based on consumers’ financial behaviour. More accurate data in risk assessments helps lenders accept more – at less risk.

GF money

Payments

Build simpler, faster, and more efficient payment flows

Tink brings together everything you need to create low-cost, high-performing payment journeys with open banking. Companies like Lydia and Kivra use Tink to manage payments, onboard customers, and more.

Kivra app

Payments

Payments

Increase engagement and conversion by giving your customers a fully embedded payments experience – at a fraction of the cost.

Variable Recurring Payments

Smarter, faster recurring payments. VRPs are the new way to enable frictionless, real-time open banking payments.

Payouts

Increase customer loyalty with instant refunds and withdrawals.

For businesses and ideas of all sizes

If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

Interested in how Tink can help your business?

Tink offers solutions for businesses and ideas of all sizes

For businesses and ideas of all sizes

If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

Interested in how Tink can help your business?

What you get with Tink’s tech

Plug-and-play technology through one API

Tap into our technology – on a single cloud-based platform – through one API integration.

No PSD2 license required

Using our ready-made authentication flows lets you operate under our PSD2 license.

Breadth and quality of data

We aggregate both PSD2 and non-PSD2 data through reliable connections to European banks and financial institutions.

Loved by developers

Our SDKs make it fast and easy to build great products using our connectivity and data services.

Security you can trust

We’re an ISO 27001-certified company, and all customer data is encrypted in transit and at rest.

Keep up with the latest

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Latest from the Tink blog

This image depicts a woman standing in a streetscape, looking at her mobile phone.
2023-10-03 · 7 min read
Direct debit cancellations: a guide to customer success with open banking

The cost-of-living crisis is impacting direct debits, but open banking tools can enable businesses to safeguard revenue while supporting customers. Read Tink’s guide to the solutions that can help.

Open banking
Tink SVP Banking & Lending, Christophe Joyau
2023-09-21 · 3 min read
Meet Christophe Joyau, Tink’s Senior Vice President of Banking & Lending

Christophe Joyau has played a crucial role in our transition from serving individual customers to business customers and building a B2B SaaS function – he told us about it and what it’s like working with Visa.

Tink news
A person's hands looking at a mobile phone from above, which displays a face recognition screen.
2023-09-14 · 6 min read
New streamlined authentication journey makes open banking payments even faster

Secure open banking payments are now even faster with streamlined authentication – optimise your payment journey and increase returning customers with Tink’s Pay by Bank-powered tools.

Open banking

Tink's new research

Our new research highlights the opportunity for banks to play a bigger role in helping customers make more sustainable choices.

Fintech for Good sustainability research