Splitwise expands Pay by Bank across France, Germany, and Austria with Tink

2 min read|Published October 20, 2025

Building on strong momentum in the UK – where Splitwise has seen a 150% increase in Tink account checks and payment initiations (PIS) this year – the expansion means users in France, Germany and Austria can now send money to friends and family instantly and securely, directly within the Splitwise app using Pay by Bank, powered by Tink.

TL;DR – Quick summary

Splitwise has expanded its Pay by Bank feature, powered by Tink, to France, Germany, and Austria, enabling instant and secure payments within the app.
The partnership builds on strong UK growth, where Splitwise saw a 150% increase in Tink-powered account checks and payment initiations this year.
Users in the new European markets can now settle shared expenses seamlessly, without leaving the Splitwise app, thanks to open banking technology.

TL;DR – Quick summary

Splitwise has expanded its Pay by Bank feature, powered by Tink, to France, Germany, and Austria, enabling instant and secure payments within the app.
The partnership builds on strong UK growth, where Splitwise saw a 150% increase in Tink-powered account checks and payment initiations this year.
Users in the new European markets can now settle shared expenses seamlessly, without leaving the Splitwise app, thanks to open banking technology.

This comes as open banking adoption continues to grow both in Europe and around the world, with Juniper Research finding that total open banking users globally will reach over 645 million in 2029 – up from 183 million in 2025.

Prior to Splitwise partnering with Tink, its users had to exit the app and manually initiate a payment via their online banking app in order to settle their accounts. Now, Splitwise users in France, Germany, and Austria can simply link their bank account and pay in a few clicks in-app, thanks to Tink’s open banking technology.

Pay by Bank is an account-to-account payment method that offers a seamless and secure experience, allowing users to authenticate and pay without data entry or multiple redirects, making it one of the simplest and most frictionless ways to pay online.

Jonathan Bittner, CEO and co-founder of Splitwise, said: “We pride ourselves in making the Splitwise user experience as secure and direct as possible. With Tink’s open banking technology, we are able to do just that. And after the success of the partnership in the UK, I’m thrilled that we can bring this feature to our users in France, Germany, and Austria.”

Ian Morrin, Head of Payments at Tink, said:“Splitwise is a useful tool for users to take control of their finances, and a convenient way for consumers to manage their money and stay on top of who owes who what.

“We’ve had a great response in the UK after partnering last year, increasing the number of Tink account checks and PIS transactions on the app by 150% since the start of this year. We are excited to build on that working relationship with Splitwise by expanding into more markets across Europe.”

CategoryTink newsTagsPartnerships Payments

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