Verify with bank
Select bank
Authenticate
Application processed
Approval
Get a deeper understanding of your customers’ finances with Risk Insights.
Track the income spent on gambling over 1 week - 12 months
View the total amount of loans, repayments and repayment to loan ratio up to 12 months.
See number of days in overdraft, total transactions with (-) balance and more.
Review the number of payments & the sum of payments made to collection agencies.
Learn how Risk Insights can allow you to make a better risk decision and approve with more confidence.
A seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Tink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.
Higher GINI score
Reduction in credit loss
Model uplift compared to bureaus
An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Easily tap into the world of open banking with the Tink Console – an intuitive developer interface that lets you access financial data and configure, customise, and manage your applications.
DevPortal awarded Tink as ‘Best Developer Dashboard’ for providing a great developer experience.
Configure, customise, manage, and deploy access to the financial data powering your apps.
Get real-time usage and performance reports without the need for a third-party solution.
Give the right level of access to team members within your organisation.
Explore the full range of products through Tink Console, using test bank data for the complete testing experience. Dive into guides, resources and sample projects below to help you get up and running with your account.
Easy-to-follow guides, API reference and sample projects
Risk Insights lets you perform end-user’s risk assessments directly from their bank transactions through an API.
This article will help you get started with Tink’s Risk Insights product by fetching the bank transactions of an end-user in JSON format.
Validate your information with error cases and market-specific data.
Click on the flags to explore each country’s connection capabilities
When will my country be covered?We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.
Contact our team to learn more about what we can help you build – or create an account to get started right away.