Verify with bank

Select bank

Authenticate

Application processed

Approval

Key data points

Get a deeper understanding of your customers’ finances with 
Risk Insights.

Gambling vs income

Track the income spent on gambling over 1 week - 12 months

Loans

View the total amount of loans, repayments and repayment to loan ratio up to 12 months.

Overdrafts

See number of days in overdraft, total transactions with (-) balance and more.

Collections

Review the number of payments & the sum of payments made to collection agencies.

How can Risk Insights help you?

Seamless and accurate risk decisioning

A seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.

Learn more

Gain confidence on marginal approvals

Tink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.

Learn more

Risk Insights in numbers

+40%

Higher GINI score

25%

Reduction in credit loss

x10

Model uplift compared to bureaus

Tink Console

Run Risk Insights

with Tink Console

Set up and manage Tink's suite of products with Tink Console - an intuitive interface that lets you configure, customise and analyse the performance of your integrations.

Get started with Tink Console

Set up an account to start exploring Tink’s Risk products with simulated data, cutting out the need for real bank credentials.

Meet the Tink platform

An ever-expanding suite of tools, SDKs, resources and guides developers use to build great products.

Tink API

One integration connects you to

6,000+

Connections to all major banks across Europe

18

countries across Europe

Tink API

Documentation

Easy-to-follow guides, API reference and sample projects

Introduction to Risk Insights
Introduction to Risk Insights

Risk Insights lets you perform end-user’s risk assessments directly from their bank transactions through an API.

Read article

Perform your first risk assessment
Perform your first risk assessment

This article will help you get started with Tink’s Risk Insights product by fetching the bank transactions of an end-user in JSON format.

Read article

Test your integration
Test your integration

Validate your information with error cases and market-specific data.

Read article

Market coverage

Click on the flags to explore each country’s connection capabilities

When will my country be covered?We’re always looking to improve and expand our services. If you’d like to use this product outside of our current coverage please contact us.

Get started with Tink

Contact our team to learn more about what we can help you build – or create an account to get started right away.

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