Select product
Choose payment type
Select bank
Set up payment
Authenticate
Success
Instant or near-instant payments
Real-time payment confirmation
Synchronous status updates
Custom collection cycles
Smart retries
Instant notification of funds
Secure bank authentication
Open banking payment technology
Recurring payment dashboards
Upgrade the customer experience and minimise collection failures with efficient, flexible billing cycles and instant settlement.
Learn moreAfter authenticating just once, your customers can make one-click payments that settle instantly on an ongoing, ad-hoc basis.
Learn moreMinimise collection failures by pre-verifying account balances and receiving instant status updates.
Give customers a better way to repay loans, credit cards, and overdrafts by automatically collecting funds from an account with a positive balance.
Set maximum payment amounts, collection dates and a time limit on the mandate consent.
See all recurring payment mandates in one place and get live notifications when payments are collected.
No need to enter details manually – authenticate recurring payments once with Face ID or a fingerprint and get an instant confirmation.
VRPs work similarly to direct debits, except payments are authenticated right away with the customer’s bank and run on open banking rails – meaning it’s faster, more cost-effective, and secure.
Ad-hoc payments such as automated top-ups
Fixed recurring payments for subscriptions or rental payments
Variable recurring payments for loan or BNPL repayments and utility bills
VRPs work similarly to direct debits, except payments are authenticated right away with the customer’s bank and run on open banking rails – meaning it’s faster, more cost-effective, and secure.
Ad-hoc payments such as automated top-ups
Fixed recurring payments for subscriptions or rental payments
Variable recurring payments for loan or BNPL repayments and utility bills
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Many claim Variable Recurring Payments (VRPs) are changing the payments landscape. But what’s the actual status? And are there already viable use cases? We try to cut through the noise and explore the challenges and opportunities of VRPs.
Variable Recurring Payments is a hot topic in open banking, and many believe it could change the face of consumer payments as we know them. Here’s an overview of how it works – and why it’s such a powerful contender in the payments space.
Tom Pope, head of payments and platforms at Tink, lifts the lid on where open banking payments scale is coming from – and whether the world is ready.
Contact our team to learn more about what we can help you build – or create an account to get started right away.