28 Articles
This image depicts an abstract illustration to convey the concept of a categorisation model that extracts value from account and transactional data, with the aim of resulting in a cleaned data set.
2024-05-28 · 12 min read
Risk decisioning essentials: our latest categorisation model updates to help you get ahead

Confident decisions, top quality reports and going to market faster are just some of the benefits Tink’s new categorisation model has for lenders – deep dive into the world of generative AI, multilingual models, and more with this guide.

Product
Variable Recurring Payments with Tink
2024-03-20 · 1 min read
The ultimate guide for building the future of recurring payments

Variable Recurring Payments, powered by open banking, have huge potential for merchants and consumers in the UK. Read our VRP guide to find out how they work and why they are important.

Product
This image depicts a woman at a desk, holding a phone in position to scan the QR code of a paper invoice.
2024-03-07 · 6 min read
Smart moves with smart meters: how commercial VRP could support pay-as-you-use billing models

Discover how variable recurring payments can transform smart meter billing into a more flexible user experience – and utility providers more ways to support financially vulnerable customers.

Open banking
This image depicts a medium closeup of a woman standing with her back to a building, reading something on her mobile phone.
2024-03-05 · 5 min read
Serving younger borrowers: the impact of inaccessible lending

Streamline risk decisioning as a lender to lower operating costs using data-driven, digital loan origination, affordability assessment and income verification.

Open banking
INT_Blog investment platform cover photo
2023-11-16 · 5 min read
Investments and the cost of living: why everyday investors are being forced to cash in

Investment platforms can avoid losing people to poor user experience – let open banking tools make your payments friction free, while your customers focus on their financial wellness.

Tink news
This image is a Tink-branded illustration of an infinity symbol showing a stylised mobile phone, price tag and currency.
2023-11-09 · 7 min read
Peak retail season: the cost of living and high volume returns

Prep for Black Friday and 2023 end-of-year sales with new data from Tink, and discover the benefits of Pay by Bank for seamless refunds and returns.

Tink news
Tink Loans
2023-10-19 · 7 min read
Introducing Tink Loans – streamline consolidation with our new product

With Loans, lenders and brokers can gain access (with user permission) to applicants’ data within minutes, potentially leading to higher conversion, reduced friction, and a more holistic view of a user's running liabilities.

Product
Tink Investments
2023-10-11 · 6 min read
Smoother transfers are here with Tink Investments

With our new Investments product, neobrokers and wealth managers can use data-driven open banking to perform investment transfers and net worth consolidation in a quicker, more seamless manner that benefits the consumer too.

Product
This image depicts a woman standing in a streetscape, looking at her mobile phone.
2023-10-03 · 7 min read
Direct debit cancellations: a guide to customer success with open banking

The cost-of-living crisis is impacting direct debits, but open banking tools can enable businesses to safeguard revenue while supporting customers. Read Tink’s guide to the solutions that can help.

Open banking
A person's hands looking at a mobile phone from above, which displays a face recognition screen.
2023-09-14 · 6 min read
New streamlined authentication journey makes open banking payments even faster

Secure open banking payments are now even faster with streamlined authentication – optimise your payment journey and increase returning customers with Tink’s Pay by Bank-powered tools.

Open banking
A woman holding up a mobile phone, looking at it and smiling
2023-07-19 · 7 min read
Financial wellness coaching – how to personalise your digital banking services

Take personalised digital banking into the future with Tink’s Data Enrichment and Money Manager products, based on real-time data and bleeding edge open banking technology.

Open banking
Webinar - lending unlocked - a new era of credit
2023-07-05 · 2 min read
Make smarter risk decisions with our comprehensive new tool

We have introduced a new feature on the Tink Console called Risk Decisioning, which provides a consolidated risk experience to enhance affordability and risk assessments.

Product
Optimising open banking experiences for mobile apps
2023-03-29 · 4 min read
Optimising open banking experiences for mobile apps

Tink’s new mobile experience optimises the authentication journey and makes integration quicker and easier. Discover how to optimise your app user experiences with our mobile-first approach.

Product
Small tweaks, big results: Accelerating open banking conversion rates
2023-03-02 · 11 min read
Small tweaks, big results: accelerating open banking conversion rates

It’s common for friction to appear for users in open banking flows, causing lower completion rates than we would like. See how Tink is working on improving clients’ conversion rates through incremental changes to our products.

Introducing payment logs inside Tink Console
2023-03-01 · 3 min read
Introducing payment logs inside Tink Console

We’re releasing payment logs – a troubleshooting toolkit within Tink Console that allows you to see the current status of a payment and get more details if and when something goes wrong.

Product
The lenders’ guide to getting started with open banking
2023-02-23 · 5 min read
The lenders’ guide to getting started with open banking

Risk decisioning and creditworthiness assessment technology are the tools lenders need to take loan origination into the future. Learn how Tink can help with this guide to optimising affordability assessment.

Open banking

Beat the challenge of refunds with Pay by Bank
2023-02-22 · 4 min read
Beat the challenge of refunds with Pay by Bank

Online retailers struggling with refunds processes can reduce costs with Pay by Bank. Tink’s open banking tools help businesses optimise both their spend and UX. Read on to learn how real-time payments can help.

Open banking
What is pattern recognition and what is it good for?
2023-02-14 · 4 min read
What is pattern recognition and what is it good for?

What is pattern recognition in data enrichment? Learn how Tink Data Enrichment analyses recurring transactions and predicted recurring transactions to help consumers to understand their spending – and banks to improve their services.

Open banking
How to unlock growth through consumer engagement
2022-12-13 · 4 min read
How to unlock growth through consumer engagement

Consumer engagement is a crucial component when delivering products and services. Discover the strategies that can help power growth for your business.

Open banking
How Money Manager helps you boost customer loyalty
2022-11-28 · 6 min read
How Money Manager helps you boost customer loyalty

Personalisation is essential to engaging customers and building loyalty for banking apps. Tink’s Money Manager has the features to help.

Product
Enabling smoother direct debits with balance check
2022-11-24 · 5 min read
Balance Check

Reducing fraud and failed payments just got easier. Learn how balance check is increasing operational efficiency and reducing chargebacks.

Product
How to achieve the best possible Pay by Bank conversion rate
2022-11-21 · 12 min read
How to achieve the best possible Pay by Bank conversion rate

When making a purchase online, consumers look for simple, safe and convenient payment experiences. In this guide, our Payments team shares its best practices for optimising Pay by Bank user journeys and ensuring the highest possible conversion rate. 

Open banking
Image showing hands holding a phone and a coffee cup
2022-11-17 · 2 min read
Open banking solutions to meet digital-savvy customer expectations

The modern customer expects more from their service provider than ever before. Discover how open banking can help you satisfy their needs in our ultimate solutions guide.

Open banking
Introducing customisable logos and desktop layout in Tink Link
2022-02-25 · 4 min read
Introducing customisable logos and desktop layout inside Tink Link

Tink Link's new customisable headers blend into your authentication flow and make the customer journey more cohesive. The new desktop layout provides a better user experience with increased readability and accessibility.

Product
Why UX is crucial – and how you can improve performance with Tink
2021-11-11 · 5 min read
Why UX is crucial – and how you can improve performance with Tink

Is your Tink integration providing the best possible user experience? After working with customers to improve performance, we’ve identified small UX changes that can make a big difference. And we created a guide to help out.

Product
How open banking simplifies income verification
2021-07-07 · 4 min read
How open banking simplifies income verification

Income verification used to mean having to dig up bank statements, share income tax statements or payslips – and then wait days or even weeks to have it all verified. Now, thanks to open banking it can take seconds. Here’s how.

Open banking
Girl under umbrella
2019-09-10 · 8 min read
5 ways customer’s banking expectations are changing

From the demise of cash and physical bank branches, to the rise of digital banks and automation, technology is irreversibly changing the way we manage our money – and what we expect from the services that do. 

Open banking
The 3 factors that increase user retention in financial apps
2019-02-15 · 3 min read
The 3 factors that increase user retention in financial apps

We recently wrote about the high abandonment rates that banks are battling during the onboarding process – and how to kill the friction so that more users complete the process. But improving onboarding doesn’t necessarily mean your user retention will be high. We’re sharing the top three factors that will help you attract users – and keep them coming back.

Open banking